POINT & PAY

Broad based financial services, namely, credit card, debit card, charge card transaction processing services; electronic credit and debit transaction services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card and debit card authorization services; providing electronic processing of credit card and debit card transactions and electronic payments via a global computer network; credit card and debit card verification; credit card and debit card payment transaction verification services; electronic funds transfer