POCKETCHANGE

promoting the sale of goods and services of others through the distribution and dissemination of incentives, coupons, premiums, rebates, cash discounts, samples, advertisements and messages through a mobile communication device

clearing and reconciling financial transactions via a network; providing a wide variety of payment services and providing financial services, namely, credit transmission of bills and payments thereof via a network

financial services including banking, debit card services, cash disbursement services, pre-payment services offered through mobile communication device, namely, mobile phones, cellular phones, personal digital assistants, containing stored value, deposit access services, stored value services, point of sale and point of transaction electronic payment services, electronic funds transfer services, providing micro-payment service for vending machine payment systems, and automated teller machine services