PNC ADVISORS' INTEGRATED APPROACH

TAX PREPARATION AND CONSULTATION SERVICES

BANKING SERVICES; INVESTMENT MANAGEMENT; STOCK BROKERAGE, FIDUCIARY REPRESENTATIVE SERVICES, NAMELY, ACTING AS PERSONAL REPRESENTATIVES OF DECENDENT'S ESTATES AND AS TRUSTEES OF TRUSTS; CUSTODIAN SERVICES, NAMELY, HOLDING STOCKS, BONDS, SECURITIES AND OTHER FINANCIAL AND INVESTMENT INSTRUMENTS FOR OTHERS; FINANCIAL AND ESTATE PLANNING; FINANCIAL PLANNING SERVICES IN THE NATURE OF RETIREMENT, GIFT, AND DISTRIBUTION PLANNING; ANNUITIES AND LIFE INSURANCE UNDERWRITING; FINANCIAL MANAGEMENT OF ENDOWMENTS AND CHARITABLE AND PRIVATE FOUNDATIONS; ADMINISTRATION OF EMPLOYEE BENEFIT PLANS; MORTGAGE LENDING; FINANCIAL INVESTMENT SERVICES, NAMELY, OFFERING CERTIFICATES OF DEPOSIT, DEMAND DEPOSIT, AND TIME DEPOSIT PRODUCTS; LOAN FINANCING, INCLUDING, COMMERCIAL AND CONSUMER LENDING SERVICES