PLAID LAYER

downloadable computer software to allow users to perform electronic business transactions via a global computer network; downloadable databases and electronic data sets in the field of personally identifiable information and personal and business identification verification for fraud prevention for identity verification and authentication; downloadable software for performing identity verification and authentication; downloadable computer communications software to allow customers to access bank account information and transact bank business; downloadable mobile applications for managing bank accounts and money transfers; downloadable computer software that allows for users to access, connect and store financial accounts and account information

providing an on-line computer database in the field of financial transactions; financial account linking and onboarding; customer financial risk management monitoring through review of financial and credit information; income verification services; financial data aggregation services

electronic signature authentication and verification services using technology to authenticate user identity; providing an online searchable database and on-line electronic data sets featuring information in the field of digital certificate authentication and validation and providing temporary use of on-line non-downloadable computer software for authenticating and validating digital certificates; providing an on-line searchable database and on-line electronic data sets in the field of fraud prevention for identity verification and authentication, specifically featuring electronically monitored credit card activity data useful in detecting fraud via the Internet, electronic signatures for use in electronic signature verification using technology to authenticate user identity; providing temporary use of on-line non-downloadable computer software for identity verification and authentication; computer security services in the nature of providing authentication, issuance, validation and revocation of digital certificates; computer security services, namely, enforcing, restricting and controlling access privileges of users of computing resources for cloud, mobile or network resources based on assigned credentials; electronic monitoring of personally identifying information to detect identity theft via the internet; electronic signature verification services using technology to authenticate user identity; providing temporary use of non-downloadable computer software for allowing users to perform electronic business transactions via a global computer network; application service provider featuring application programming interface (API) software for integrating business, transactional, financial, and analytics information and functionality into other software and platforms; temporary online use of non-downloadable software that allows for users to access, connect and store financial accounts and account information