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FINANCIAL SERVICES, NAMELY, BANKING SERVICES, FINANCIAL PLANNING SERVICES; MUTUAL FUND DISTRIBUTION SERVICES, NAMELY, BROKERAGE AND DISTRIBUTION OF MUTUAL FUND SHARES; MUTUAL FUND INVESTMENT SERVICES, NAMELY, INVESTMENT MANAGEMENT OF COMMINGLED POOLS OF INVESTOR MONIES; CUSTODIAN SERVICES, NAMELY, HOLDING CASH, SECURITIES AND OTHER FINANCIAL INSTRUMENTS; INVESTMENT MANAGEMENT SERVICES FOR INDIVIDUAL RETIREMENT ACCOUNTS, ASSET ALLOCATION ACCOUNTS AND COMMINGLED ASSETS HELD AS FIDUCIARY; SHAREHOLDER SERVICES, NAMELY, PROVIDING PERIODIC REPORTS AND STATEMENTS, ACCOUNT INFORMATION, TRANSACTION ASSISTANCE, AND OTHER SHAREHOLDER ACCOUNT RELATED SERVICES; ADMINISTRATION SERVICES, NAMELY PROCESSING SECURITIES AND MUTUAL FUND SHARE TRANSACTIONS, RECORD KEEPING, MUTUAL FUND SHARE PRICING, MAILING REPORTS, PROXIES, PROSPECTUSES AND OTHER MATERIALS TO SHAREHOLDERS, PROVIDING REPORTS, AND PREPARATION AND DISTRIBUTION OF DIVIDEND INCOME AND CAPITAL GAINS DISTRIBUTIONS TO SHAREHOLDERS; TRANSFER AGENCY AND DIVIDEND DISBURSING SERVICES, NAMELY, SHARE AND SHAREHOLDER RECORD KEEPING AND REPORTING; AND INVESTMENT CONSULTATION SERVICES