PICO

Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic payment terminal

Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Processing electronic payments made through prepaid cards

Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network

Providing user authentication services in e-commerce transactions