PHYGITAL

software as a service (SAAS) services, namely, hosting software for use by others for customizable digital messaging and interactive digital personalization gifts and gift cards, and for distribution and redemption of electronic stored value cards; platform as a service (PAAS) services, namely, hosting computer software platforms for use by others for customizable digital messaging and interactive digital personalization of gifts and gift cards, and for distribution and redemption of electronic stored value cards