PHICO CAPITAL MARKETS

Dissemination of advertising matter for others, namely, advertising and marketing matter in the form of print, audio, video and computer-based promotions, and descriptions of insurance,healthcare, financial services, professional, general business and manufacturing-related products, preparing advertisements in the form of audio and visual presentations for others, providing facilities for business conferences, meetings and conventions, business marketing consulting services, and advertising agencies, namely, promoting the services of healthcare, insurance, financial services, retail, manufacturing, general business and professional credentialing through the distribution of printed and audio and promotional materials and by rendering sales promotion advice

Insurance brokerage services and risk management services, insurance and risk management consultation services, financial planning, financial management, and financial analysis and consultation services; Insurance administration services in the fields of medical professional liability, business owners, personal, life, accident and health, employment practices, liability, workers' compensation

Audio and video broadcasting

Audio recording and production services, videotape production, publication of communications and materials for advertising and marketing, namely, print brochures, pamphlets, and advertising, audio recordings, commercials and public service announcements, video and computer-based promotions and descriptions, namely, television commercials, special event programs, public service-programs of insurance, healthcare, risk management, financial services, general business and manufacturing-related products; publication of newsletters, computer and Internet-based materials,namely, insurance applications, educational services, namely,conducting seminars and conferences on insurance, risk management, healthcare, professional training, financial services, public announcements, business quotations, and general business operations and the distribution of course materials therewith; education services, namely, conducting seminars and conferences in the fields of healthcare, insurance, risk management, professional, financial services and general business-related topics and the distribution of course materials therewith

Physician litigation support services, and medical and physician consultation services