PERSONAL PAYMENT SYSTEM

Custom designed personal payment systems comprised of hardware and software for processing financial transaction at self check-out stations for libraries; material handling system for library books and materials of a library collection, namely, computer-controlled check-out, designed to take payments of fines using patron ID cards and ID devices for library books and materials such as optically-read barcodes and radio frequency identification tags, installed flush into library circulation desk counters, or as stand alone kiosks, in conjunction with self check-out software in libraries which accepts payments via credit card, cash, and coins and equipped with a patron card imager to read patron ID cards, and includes a receipt printer