PERSONAL FINANCIAL ENGINEERING

Financial planning; Financial planning consultation; Insurance consulting in the field of disability income, life, and long-term-care insurance; Investment advice; Real estate lending services; Advice relating to investments; Consultancy services relating to insurance; Estate trust planning; Financial retirement plan consulting services; Financial planning for retirement; Investment consultation in the fields of bonds, brokerage accounts, common stocks, educational IRAs, financial outcomes, government securities, Roth IRAs, retirement income, SEP IRAs, Simple IRAs, traditional IRAs, treasury bills, treasury notes, and variable annuities; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; Providing information and research in the field of finance and financial investments