PERSONAL ATM

electronic data terminals, telephones, and data communications devices which accept smart cards, credit cards and debit cards and other authorization devices, for performing various banking transactions, processing and transferring credit and debit card transactions, payments, account balances, financial data, and other information presented thereto, and for use with on-line services, data communications systems, home banking, home shopping, transaction processing systems, point-of-sale or service systems, and financial transaction information and approval systems