PERFORMANCE THROUGH DIVERSIFICATION

FINANCIAL SERVICES, NAMELY BANKING SERVICES, PRIVATE BANKING, INVESTMENT MANAGEMENT, PROVIDING INVESTMENT ADVICE, ESTATE PLANNING, FINANCIAL PLANNING, ESTATE TRUST MANAGEMENT SERVICES, RETIREMENT PLANNING, MUTUAL FUND DISTRIBUTION, MUTUAL FUND BROKERAGE AND MUTUAL FUND MANAGEMENT SERVICES, ANNUITY AND LIFE INSURANCE BROKERAGE SERVICES, INVESTMENT BROKERAGE SERVICES, REAL ESTATE MANAGEMENT SERVICES