PEREGRINE

Marketing consulting services, namely, assisting financial institutions with marketing their cards and services to existing or new customers and help increase card usage and build customer loyalty; Customer relationship management to assist with the resolution of disputes; Inventory management regarding plastic cards; Business support services, namely, providing back office functions to financial institutions; Business services, namely, providing on-behalf-of (OBO) dispute services, namely, receiving complaints and disputed charges from credit and debit card holders and handling the same on behalf of credit and debit card issuers.

Providing access to a secured global computer network for connecting banks to automatic teller machines.

Downloadable computer software and mobile applications for customers of financial institutions to permit them to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Downloadable mobile applications for use in electronic transfers of money, providing access to personal financial information, and online payment card and debit card services; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer software for processing account-based instant payments; Downloadable computer software for monitoring account-based instant payments to detect fraudulent activity and mitigate detected fraudulent activity.

Merchant services, namely payment transaction processing services for merchants through software solutions which enable them to facilitate e-commerce transactions and payment processing at merchant locations or online; Automated Clearing House (ACH) transaction processing services for financial institutions and their customers to securely send funds to or receive funds from the Federal Reserve; Providing customizable ATM banking services for financial institutions and other entities; ATM electronic cash transaction processing services; Providing customizable debit credit card issuance and electronic cash processing services to financial institutions; Debit and credit card transaction processing services; Credit card issuance and transaction processing services to financial institutions; Providing electronic processing of electronic funds transfer, ACH, credit card and debit card payments for merchants and financial institutions so bank card transactions can be performed in real-time at a merchant location or via online e-commerce websites; Providing banking, bill payment and bill payment processing; Merchant services, namely, payment transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Financial services, namely, providing electronic transfers of money for others; Providing personal financial information and online banking services via a global computer network; Electronic transfers of money; Electronic payment card transaction processing services; Electronic funds transfer and switching services; Financial services, namely, facilitating and optimizing the adoption of instant payments for financial institutions; Payment and funds verification services; Payment processing services, namely, credit card and debit card transaction processing services; Payment verification services; Automated Clearing House (ACH) transaction processing services; Bill payment services; Credit card payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Merchant services, namely, payment transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Payment processing services, namely, providing virtual currency transaction processing services for others; Financial services, namely, electronic funds transfer and conversion; Clearing and reconciling financial transactions via a computer network; Computerized financial services, namely, electronic transfer of virtual currencies; Processing of account-based instant payments for others; Monitoring account-based instant payments to detect fraudulent activity and mitigating detected fraudulent activity; Merchant services, namely the enablement of sending, receiving, routing, authorizing, settlement, disputes, and reconciliation of payment transaction processing services at merchant locations through software or hardware solutions which enable them to facilitate commerce in physical point of sales (POS) or digital and mobile devices functioning as point of acceptance (POA) or ecommerce when rendered across any remote commerce and/or internet enabled system; Providing payment services to customers in the nature of debit card account set-up, payments, alerts, and balance inquiries; Debit card processing; Credit card processing; ACH processing; Instant payments processing; Merchant acceptance/acquiring; Gateway acquirer processing; Card issuance and personalization processing; On-Behalf-Of ("OBO") disputes processing; ATM driving, card acceptance and processing; Note processing, including fraud mitigation, PIN, card authentication, cardholder authentication, and authorization.

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Electronic monitoring of ATM card activity to detect fraud via the Internet; Electronic monitoring of ATM terminals using computers and sensors; Providing on-line, non-downloadable, customizable software to financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Electronic monitoring of credit card activity to detect fraud via the Internet; Design and development of computer software for financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Providing temporary use of online non-downloadable software for use in electronic transfers of money, providing access to personal financial information, and online payment card and debit card services; Providing temporary use of online non-downloadable software for financial institutions to test and manage instant payment transactions on payment rails; Providing temporary use of online non-downloadable software for processing account-based instant payments; Providing temporary use of online non-downloadable software for monitoring account-based instant payments to detect fraudulent activity and mitigate detected fraudulent activity.