PEPPER

Downloadable computer software for managing and verifying financial transactions; Downloadable computer software and programs for use in payment processing; Downloadable mobile applications for commerce, namely, software that allows users to perform electronic business transactions via a global computer network

Providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options; Loyalty program payment processing services

Providing an online non-downloadable Internet-based system application featuring technology enabling users to process electronic payments and manage loyalty reward program rewards