PEOPLE MATTER.

Insurance products, namely, providing commercial property and casualty insurance policies including workers’ compensation insurance, general liability insurance, business property insurance, commercial auto insurance, and commercial umbrella insurance; insurance services, namely, underwriting workers’ compensation insurance policies, general liability insurance policies, business property insurance policies, commercial auto insurance policies, and commercial umbrella insurance policies, providing safety and loss prevention services, and providing claim management services to evaluate medical treatment requests, payments for medical expenses, lost time requests, liability, property loss, and settlements related to workers’ compensation insurance policies, general liability insurance policies, business property insurance policies, commercial auto insurance policies, and commercial umbrella insurance policies.