PEOPLE HELPING PEOPLE PROSPER

Credit union services and related financial services, namely, lending and deposit account services; Credit and debit card services, namely, payment processing services for purchases, cash advance services, ATM banking services, bill paying services, electronic funds transfers of balances, and credit and debit card verification services; Online banking services; Mortgage banking services, namely, origination, servicing, and refinancing of residential mortgage loans and commercial real estate loans; Credit and loan services, namely, origination, servicing, and refinancing of home equity loans, student loans, vehicle purchase loans, construction loans, business loans, and debt consolidation loans; Investment management and investment advisory services; Insurance services, namely, underwriting, issuing and administration of life, home, auto, health, long term care, disability, and accident insurance; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, mutual funds, retirement accounts, and real estate investment trusts