PAYSMART

Business management and consulting services in the field of accounting, namely, assisting businesses in the improvement of accounting, accounts payable, and payment functions, providing electronic accounting and management of accounts payable, and payment transactions; business services in the field of accounting, accounts payable management, and payment functions; business services in the field of customizable accounting, accounts payable management, and payment of bills; business services in the field of automation of accounting, accounts payable management, and payment of bills; administrative processing of accounts payable, and payments; administration of incentive award programs

Financial management and consulting services for businesses, namely, providing and managing electronic and on-line financial transactions, financial accounts, financial transactions, accounts payable and payment services; financial management services for businesses via the internet; financial management services for businesses for credit card processing, debit card processing, electronic funds transfer, electronic check, and electronic payments, and combining payments into a combined payment flow; electronic commerce payment services, namely, processing e-commence payment transactions for businesses; electronic payment services for businesses, namely, electronic processing and subsequent transmission of bill payment data, accounts payable debiting services, and bill payment services; providing on-line financial services, namely, accounts payable debiting services and payment processing services in the nature of debit and credit card transaction processing, consolidation of payments into a digital interface, selection of individual payment methods to multiple vendors, and integration of payment functions with banking services