PAYSAFE

downloadable software for online banking and financial asset management by account holders; downloadable software for financial fund exchange in the nature of electronic transfer of funds, bill payment, and electronic payments made through prepaid cards, credit cards, and debit cards; downloadable software for secure storage and transfer of data; downloadable authentication software for controlling access to and communications with computers and computer networks; downloadable software for use in allowing merchants to sell their products directly to their customers, namely, payment processing of transactions made through credit cards, debit cards, prepaid cards, store value cards, and magnetically encoded cards