PAYRAILS

Recorded and downloadable software related to online banking, particularly software for enabling, processing, tracking and monitoring banking transactions through third party service providers or in-house built solutions, for deep learning, machine learning, AI to make informed decisions on payment processing, stored value creation, customer onboarding and fraud prevention; Software for arranging, reporting and managing online and offline transactions for businesses; Data processing software for financial management and transactions

Business invoicing services, particularly through online services; business consulting services in the field of online payments and financial technology; Managing, processing and tracking financial transactions via electronic communications networks for business purposes; Business information processing and management; Business management services, namely, optimization of financial controlling, costs, performance, processes, and transactions for businesses

Banking services; Online banking and financial transaction services, payment, stored value and credit processing, for businesses via an online platform;Advisory services relating to banking, financial technology, payment acceptance, conversion optimization, fraud management, payment compliance, electronic money regulations; Bank account information services and savings account services; Bank card, credit card, prepaid card, debit card and electronic payment card services; Banking and financial services; Collection of financial information and personal information; Commodity trading being financial services; Computerised, Electronic banking via a global computer network being internet banking, financial information analysis, credit, prepaid and debit card services, credit, loan management and financial transfer services; Electronic wallet services (payment services) via blockchain or via other technology solutions; Financial data, personal data and behavioural data collection, base analysis and research services; Financial information, data, advice and consultancy services

Software as a service (SAAS) services, namely, Software as an operating system for companies to optimise Offline and online payment processing, fraud prevention, implementation of compliance in the nature of rule conformity solutions, the issuance of securities and the management of disbursements; Software as a service (SAAS) services, namely, Ledger as a service in the nature of distributed ledger technology (DLT) as a service to enterprises for Enabling stored-value products for corporates and to facilitate the tracking of financial transactions; Software as a service (SAAS) services, namely, a cloud-native automation platform for payment processing and Data exchange and reconciliation via third party software; Software as a service (SAAS) services, namely, Deep Learning software in the nature of software providing machine learning and AI for making informed decisions on payments, value creation, customer onboarding and fraud prevention; Software as a service (SAAS) services, namely, application service provider (ASP) services in the nature of hosting services for hosting computer software applications for authentication via technologies that are not blockchain technology; Software as a service (SAAS) services, namely, providing software for businesses to streamline their offline and online payment processing, managing fraud prevention, implementing compliance-related solutions, issuing stored value instruments, and orchestrating payouts; Software as a service (SAAS) services, namely, providing a software orchestration engine for businesses to offer various types of solutions in the scope of payment processing, fraud management, bill payments, remittance, money transfer, compliance-related solutions, CRM, billing, card issuing, lending, and other financial applications; Software as a service (SAAS) services, namely, providing a software automation platform for payment processing and facilitating connections and reconciliation of data via 3rd party software service providers; Rental of financial management software, particularly, via Software as a Service (SaaS); Software as a service (SAAS) services, namely, providing software for businesses to streamline their offline and online payment processing, managing fraud prevention, implementing compliance-related solutions, issuing stored value instruments, and orchestrating payouts; Software as a service (SAAS) services, namely, providing ledger software for businesses for enabling stored value products and facilitating reconciliation of money movements; Cloud native automation software platform for payment processing and facilitating connections and reconciliation of data via 3rd party software service providers; Software as a service (SAAS) services, namely, business banking software and financial data management software; Software as a service (SaaS) featuring software for deep learning, machine learning, AI to make informed decisions on payment processing, stored value creation, customer onboarding and fraud prevention; Application service provider (ASP), namely, hosting computer software applications of others; Providing user authentication services using for e-commerce transactions using single sign-on technology, biometric hardware and software technology, password-based authentication, multi-factor- authentication (MFA), facial recognition, voice biometrics, token-based authentication; User authentication services using blockchain technology for online banking services, online financial transactions, financial management and financial fraud prevention; Encryption, decryption and authentication of information, messages and data; Providing user authentication services using single sign-on technology for online software applications; Providing user authentication services using biometric hardware and software technology for e- commerce transactions; Access Control as a Service (ACaaS), namely, computer security services, namely, enforcing, restricting and controlling access privileges of users of computing resources for cloud, mobile or network resources based on assigned credentials; Cloud hosting provider services