PAYPLUS

(Based on Section 1b) Electronic crypto currency hardware wallets, that allow an individual to make electronic transactions; downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions; downloadable software for enabling the electronic transfer of money between users; downloadable software for enabling processing of electronic funds transfers and payments made via credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; downloadable software for capturing, managing, and storing credit card and debit card information; downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; electronic payment terminals; electronic apparatus for processing electronic payments; computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; computer software for processing electronic payments to and from others that may be downloaded from a global computer network and/or recorded on computer media; computer software for processing electronic payments and transferring funds to and from others; computer software for use in developing other computer software and software applications; computer software development tools; authentication software that may be downloaded from a global computer network and also recorded on computer media for authenticating user identification; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards; wired and wireless computer peripherals; computer security device, namely, a non-predictable electronic code calculator for accessing a host data bank computer; barcode readers

(Based on Section 44(e)) (Based on Section 1b) Business consulting services in the field of online payments; managing and tracking credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses; monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; data management services for use in debt collection, namely, electronic data collection and on-line claims management; customer service management for others

(Based on Section 44(e)) (Based on Section 1b) Electronic payment services involving electronic processing of payments; electronic payment services, namely, enabling electronic processing and transmission of electronic funds transfer and payments via credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; financial management of payments; processing of recurring payments; processing of debit card payments; processing of credit card payments; payment processing services, namely, credit card and debit card transaction processing services; processing electronic payments made through prepaid cards; providing electronic processing of credit card transactions and electronic payments via a global computer network; credit card transaction processing services provided via mobile applications; debit card transaction processing services provided via mobile applications; electronic transfer of funds; electronic funds transfer by telecommunications; transfer of funds for the purchase of goods, via electronic communication networks; processing of fund transfers between banks; payment processing services, using barcodes, QR codes or other visual code, via computer or mobile devices or any combination thereof; cryptocurrency payment processing; virtual, digital and cryptocurrency currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; credit card payment processing services also featuring payment reminders; financial advisory services relating to credit and debit control; credit recovery and collection and processing payments therefor; credit card and bill payment reminder services; financial transaction services, namely, providing secure commercial transactions and payment options; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, processing and administration of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; providing insurance underwriting for goods and services purchased by others via a global computer network and wireless networks; providing electronic mobile bill payment services for others; processing payments for the purchase of goods and services via an electronic communications network; automated bill payment services

(Based on Section 44(e)) (Based on Section 1b) Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; providing electronic transmission of contactless payment data via the internet; automated communication services by telephone for the management of customer insolvencies; automatic electronic transmission of customized communications to customers for credit collection management

(Based on Section 44(e)) (Based on Section 1b) Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing user authentication services using biometric hardware and software technology for e-commerce transactions; development of software for secure network operations; providing on-line non-downloadable software for use as a cryptocurrency wallet, namely, providing digital wallets for managing cryptocurrency transactions; IT integration services related to bill payment processing service acquisitions and point of sale (PoS) of bill payment processing services