PAYNIACS

Business networking and referral services, namely, promoting the services of banks and other payment service providers

Merchant services, namely, payment transaction processing services for credit cards, debit cards, automated clearing house (ACH), and other electronic payment transactions for mail-order, telephone-order, e-commerce, mobile, and point-of-sale environments; Financial analysis and information services, namely, the compilation, analysis, and dissemination of electronic payment transaction data; Consulting services in the field of payment transaction processing and financial transaction risk management

Providing temporary use of non-downloadable software for access to a hosted Internet web page for use in electronic payment transactions; Application service provider featuring application programming interface (API) software for integrating electronic payment transaction processing services into other software systems; Software as a service (SAAS) services featuring software for use in the detection and prevention of fraudulent payment transactions; Electronic monitoring of credit card activity, debit card activity, and automated clearing house (ACH) transactions via a global computer network for the purposes of detecting fraud