PAYMENTLOGIC

Clearing and reconciling financial transactions via a global computer network, namely, providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely, credit card processing and transmission of bills and payments thereof, conducted via a global computer network; Providing incentive and affinity programs, namely, providing incentive award programs for customers and employees through an online saving account for the purpose of promoting and rewarding loyalty, conducted via a global computer network