PAYMENT PORTAL

COMPUTER SOFTWARE FOR USE WITH A GLOBAL INFORMATION NETWORK FOR A CONSUMER TO RECEIVE AN ELECTRONIC MESSAGE OF THE FINANCIAL ACCOUNT OF THE CONSUMER FROM ANY DEVICE CONNECTED TO THE GLOBAL INFORMATION NETWORK, TO STORE INFORMATION ABOUT PRIOR FINANCIAL TRANSACTIONS IN AN ELECTRONIC WALLET CONTROLLED AND OPERATED BY A SERVICE PROVIDER ON ANY DEVICE CONNECTED TO THE GLOBAL INFORMATION NETWORK, TO RECEIVE THE PURCHASE ACTIVITY OF THE CONSUMER ACTIVELY ON-LINE AND IN REAL TIME FROM ANY DEVICE CONNECTED TO THE GLOBAL INFORMATION NETWORK, AND TO SELECT AND PAY FOR ELECTRONIC PURCHASES MADE ON ANY DEVICE CONNECTED TO THE GLOBAL INFORMATION NETWORK