PAYER

Recorded computer programs for charging services and for payment services, namely payment orders, remittances by wire or by the Internet; pre-recorded optical and magnetic data carriers featuring programs for payment services by the Internet

Computerized financial and monetary services, namely charging services; debit card services; credit card services and charge card services and prepaid purchase card services, namely, processing of electronic payments by bank, invoice and premium SMS, namely short message service in the nature of text messaging for purchasing goods and services by the Internet; electronic transfer of money

Communication by electronic computer terminals; computer aided transmission of messages and pictures, namely electronic mail services and downloads; transmission of data base information by telecommunication; providing remote Internet access; providing access to telecommunication data networks, and providing access to the global information network