PAY.BY.SHOPPING

Advertising, namely, dissemination of advertising, for others, via the Internet, Internet advertising using web-banners, banners, widgets and landing pages; Arranging and conducting incentive reward programs, namely, rewarding online consumers with virtual credit or free product for shopping online at specific retailer websites and for lead generation at specific websites, Promoting the goods of others, namely, providing coupons, rebates, certificates, and vouchers for the goods of others; presentation of goods and services on communications media, for retail purposes; billing for electronic order placement systems

Financial affairs and monetary affairs, namely, financial information, management and analysis services, and alternative payment methods services; monetary affairs involving the transfer of payment proceedings on the Internet, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment; financial services, namely, enabling money transfers, via electronic communication networks; clearing and reconciling financial transactions via electronic communication networks; providing a broad range of payment and financial services, namely, credit card services, electronic payment, namely, electronic processing and subsequent transmission of bill payment data; payment transactions, namely, electronic debit transactions; bill payment services providing guaranteed payment delivery; financial services, namely, providing services in connection with protection from and avoidance of fraud and the settlement of disputes, namely, fraud reimbursement services in the field of credit card purchases

Providing access to the Internet and telecommunications infrastructures to micro-accounting systems, software-based accounting systems for a small sum, for service provision and the use of services on the Internet and by means of mobile and fixed network telephones