PAYBAQ

Software, namely, downloadable software used to track personal debts; Software, namely, downloadable software for mobile devices used to track personal debts; Software, namely, downloadable software used for scoring, evaluating, and providing feedback on the transaction history of individuals; Software, namely, downloadable software for mobile device used for scoring, evaluating, and providing feedback on the transaction history of individuals

Software as a service, namely, online non-downloadable software used to track personal debts; Software as a service, namely, online non-downloadable software used for scoring, evaluating, and providing feedback on the transaction history of individuals; Providing an interactive web site featuring technology that enables users to enter, access, track, manage, monitor, and generate information and reports regarding personal finances and personal loans; Providing a website that features technology that enables the secure exchange of information by users; Providing a website that gives users the ability to create customized web pages featuring user-defined information; Hosting an on-line community web site featuring information about personal finances