PAYABILITY

Computer programs and user manuals therefor furnished as a unit for use by educational institutions in making data and associated data systems functionally available to and accessible by users, namely, faculty, students, and administrative staff at an educational institution, and related computer systems interconnected through the Internet; computer programs and user manuals therefor furnished as a unit to permit users, namely, faculty, students, and administrative staff at an educational institution, to browse and search over the Internet, for facilitation of retail and merchant sales by educational institutions over the Internet, and for allowing users, namely, faculty, students, and administrative staff at an educational institution, to perform electronic business transactions over the Internet; computer programs and user manuals therefor furnished as a unit to enable educational institutions to manage inventory, namely, books and items typically found at a college bookstore, to manage product purchasing, to manage fund distribution and fund reconciliation, namely, student loan and student aid payments; computer programs and user manuals therefor furnished as a unit for controlling student aid disbursements and credits and creating an audit trail; Computer programs and user manuals therefor furnished as a unit for integration of an educational institution's applications and databases; Computer programs and user manuals therefor furnished as a unit for managing requests for merchandise, tickets, textbooks, permits, enrollment, membership, donations, and housing, storage, meals, and parking transactions for faculty, students, administrative staff, and alumni of an educational institution. computer programs and user manuals therefor furnished as a unit for interfacing retail transaction and enterprise accounting software used by an educational institution with said educational institution's point-of-sale equipment, magnetic card readers, scanners, and printers; computer programs and user manuals therefor furnished as a unit for the purpose of preventing the accidental, unintended, or unauthorized dissemination, discovery, capture, or use of personally identifying, financial, and health information or data of faculty, students, and administrative staff at an educational institution; computer programs and user manuals therefor furnished as a unit for the purpose of providing information, data, and privacy security, namely, encryption and data segregation for data residing in the computer systems of an educational institution; computer programs and user manuals therefor furnished as a unit for the purpose of according identity theft protection, data storage and archiving, and sensitive information identification and isolation for the protection of educational institutions against possible data breaches; computer programs and user manuals therefor furnished as a unit for the purpose of providing educational institutions with data security intrusion alerts; computer programs and user manuals therefor furnished as a unit for user identification card recognition and for enabling user identification card-based transactions, where users are faculty, students, and administrative staff at an educational institution; computer programs and user manuals therefor furnished as a unit for enabling debit card transactions, financial deposits, and withdrawals by faculty, students, and administrative staff at an educational institution. computer programs and user manuals therefor furnished as a unit for electronic check conversion or electronic payment transactions for faculty, students, and administrative staff at an educational institution; Computer programs and user manuals therefor furnished as a unit for purposes of user identification and authentication, namely, finger print, retinal scans, and text-back verification and authentication and blended authentication techniques where users are faculty, students, and administrative staff at an educational institution; computer programs and user manuals therefor furnished as a unit for enabling, managing, and operating electronic voice messaging systems at an educational institution; computer programs and user manuals therefor furnished as a unit enabling remote access to, interaction with, and operation with electronic systems for business, financial, and academic functions and operations of an educational institution; computer programs and user manuals therefor furnished as a unit for accessing, transmitting, searching, retrieving, printing, downloading, monitoring, and reporting upon information from remote databases containing audio, video, graphic, and text-based information of educational institutions; computer programs and user manuals therefor furnished as a unit for systems administration at an educational institution, namely, monitoring and administering selectable site access restrictions, time-out, and security codes, and reporting upon and accounting for the foregoing activities; computer programs and user manuals therefor furnished as a unit for billing and payment administration by an educational institution, namely, for processing accounting information; and computer hardware, namely, optical and magnetic reading/writing, CD-ROM, and DVD drives, bar code and magnetic strip readers, printers, and modems; finger print readers

Credit card transaction processing services for educational institutions, namely, facilitating credit card, debit card and electronic check transactions of faculty, students, administrative staff, and alumni over the Internet and over terminals and servers in a local area network

Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used by educational institutions in making data and associated data systems functionally available to and accessible by users, namely, faculty, students, and administrative staff at an educational institution, and related computer systems interconnected through the Internet; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used by educational institutions to permit users, namely, faculty, students, and administrative staff at an educational institution, to browse and search over the Internet, for facilitation of retail and merchant sales by educational institutions over the Internet, and for allowing users, namely, faculty, students, and administrative staff at an educational institution, to perform electronic business transactions over the Internet; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software to enable educational institutions to manage inventory, namely, books and items typically found at a college bookstore, to manage product purchasing, to manage fund distribution and fund reconciliation, namely, student loan and student aid payments; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to control student aid disbursements and credits and creating an audit trail; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for integration of an educational institution's applications and databases; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software for managing requests for merchandise, tickets, textbooks, permits, enrollment, membership, donations, and housing, storage, meals, and parking transactions for faculty, students, administrative staff, and alumni of an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software for interfacing retail transaction and enterprise accounting software used by an educational institution with said educational institution's point-of-sale equipment, magnetic card readers, scanners, and printers; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to prevent the accidental, unintended, or unauthorized dissemination, discovery, capture, or use of personally identifying, financial, and health information or data of faculty, students, and administrative staff at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software for the purpose of providing information, data, and privacy security, namely, encryption and data segregation for data residing in the computer systems of an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software for the purpose of according identity theft protection, data storage and archiving, and sensitive information identification and isolation for the protection of educational institutions against possible data breaches; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to furnish educational institutions with data security intrusion alerts; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for user identification card recognition and for enabling user identification card-based transactions, where users are faculty, students, and administrative staff at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to enable debit card transactions, financial deposits, and withdrawals by faculty, students, and administrative staff at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software to do electronic check conversion or electronic payment transactions for faculty, students, and administrative staff at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for purposes of user identification and authentication, namely, finger print, retinal scans, and text-back verification and authentication and blended authentication techniques where users are faculty, students, and administrative staff at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to enable management and operation of electronic voice messaging systems at an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to enable remote access to, interaction with, and operation with electronic systems for business, financial, and academic functions and operations of an educational institution; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used to access, transmit, search, retrieve, print, download, monitor, and report upon information from remote databases containing audio, video, graphic, and text-based information of educational institutions; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software for systems administration at an educational institution, namely, monitoring and administering selectable site access restrictions, time-out, and security codes, and reporting upon and accounting for the foregoing activities; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for billing and payment administration by an educational institution, namely, for processing accounting information; computer programming for educational institutions; and maintenance and repair services for computer software used at educational institutions