PAY WITH YOUR SMILE

Mobile device software that enables users of mobile devices to access payment systems; software applications for use in connection with mobile wireless devices, cellular and mobile phones and other hand-held computer or communications devices for use in accessing payment systems for financial transactions; mobile device software for processing electronic payments; authentication software for controlling access to communications with mobile devices

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing electronic credit, debit and gift card transactions and electronic processing of credit card, debit card, gift card and electronic payments via a global computer network; electronic money transfer, bill payment services and credit card, debit card and gift card payment processing services; organizing cashless monetary transactions via mobile telephones and SMS using computer software and smartphone applications