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Promoting the goods and services of others by providing customer loyalty services and customer club services for commercial, promotional and/or advertising purposes, namely, incentive award programs, group discounts, bonuses, coupons, and gift cards; Membership club services, namely, providing discounts and processing rebates for the services of others

Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; Providing payment and financial services, namely, electronic payment processing of credit cards and gift cards