PAY CIRCLE

Bill payment services; Bill payment services provided through a website; Charge card and credit card services; Clearing and reconciling financial transactions via a global computer network; Credit card and payment card services; Credit card payment processing services; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial services, namely, providing on-line stored value accounts in an electronic environment