PAY BY TOUCH

Computer software for electronic payment services, authentication, identification and transaction services for merchants by means of on-line databases; computer software for electronic processing and transmission of payments to merchants; computer software for electronic processing and transmission of payments by merchants; computer software for electronic processing and transmission of payment to merchants via on-line debit, checking, credit card, and loyalty/reward account payments; computer software for electronic processing and transmission of payments by merchants via on-line debit, checking, credit card, and loyalty/reward account payments; and computer software providing a biometric authentication and payment system