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Software for computers, mobile phones, portable media players, handheld computers to allow users to perform electronic business transactions; downloadable software for computers, mobile phones, portable media players, handheld computers to allow users to perform electronic business transactions; card readers for credit cards

Broad based financial services, namely, credit card, debit card, charge card transaction processing services; banking services; electronic credit and debit transaction services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card and debit card authorization services; providing electronic processing of credit card and debit card transactions and electronic payments via a global computer network; credit card and debit card verification; credit card and debit card payment transaction verification services; electronic funds transfer