PAT PERSONAL AUTOMATED TELLER

Banking services; Providing a live interactive teller conducting banking transactions with remotely located customers via an automated teller machine; Providing automated teller machine services including a live bank teller located remotely from the machine; Providing a live interactive teller for conducting banking transactions including check cashing, receiving deposits, dispensing currency and coinage to account holders, accepting payments on account, transferring funds between accounts, accepting new accounts and new loan applications, via an automated teller machine located remotely from the live teller