PARTNERS BANCORP

Banking services in the nature of bank holding company services, namely, providing recording and reporting of ownership of shares and providing financial reports for financial institutions owned by the holding company and banking services; Providing a website featuring information in the fields of banking, financial stock and equity markets, providing investors with financial information; provision of a financial exchange for the trading of securities, shares and options and other derivative products; provision of financial information; public equity investment management; strategic financial advisory services; trust management accounts; trust services, namely, investment and trust company services