PAPERLESS WALLET, INC.

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Data management service for use in reporting debt collection accounts to a collection agency; Data management services for use in debt collection, namely, electronic data collection and on-line claims management

Debt collection agency services; Collection of debts; Financial services, namely, debt resolution services in the nature of debt settlement and elimination