PAL

Business administration services, namely, developing and maintaining formulary, contracting with pharmacies and negotiating discounts and rebates with drug manufacturer

Insurance services, namely, underwriting, issuance, management, and administration of prescription drug programs; claims administration services in the field of prescription drug insurance; processing and paying prescription drug insurance claims; and provide secondary prescription drug plan insurance for senior citizens to supplement their Medicare prescription drug plans

Educational services, namely, providing conferences, conventions, colloquiums, training, seminars, and distribution of course material, in connection therewith in the fields of healthcare, insurance, pharmaceuticals, and prescription drug programs