PAIY

downloadable computer software for facilitating financial transactions over a global computer network, namely, downloadable software in the nature of currency conversion transactors and processors, debit and credit payments transactors and processors; downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; Magnetically encoded credit cards and payment cards; downloadable computer software for processing multiple types of payment and debt transactions for use in making electronic payments and the receipt, redemption and management of electronic payment receipts and electronic coupons; downloadable computer software for facilitating money transfer services, electronic funds transfer services, bill payment remittance services, processing ticketing, purchasing electronic vouchers, gift cards, collecting loyalty points, electronic processing and transmission of payments and payment data; Artificial intelligence downloadable computer software for processing electronic payments and for transferring funds to and from others

Facilitating financial transactions over a global computer network, namely, currency conversion transactions and processing and transmission of debit and credit payments and invoices; financial transaction services, namely, managing financial transactions provided via artificial intelligence software; Artificial intelligence driven electronic funds transfer; financial services, namely, electronic funds transfer; payment services, namely, bill payment services, payment card processing services, clearing and reconciling financial transactions, credit card processing services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, and payment verification services, all conducted via a global communications network; Providing electronic mobile payment services for others; Credit card and debit card transaction processing services; Reimbursement of funds for disputed items in the field of electronic payment purchases; Providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks; credit card transaction processing services; Credit services, namely, providing revolving credit account services; credit and debit card payment processing services; electronic foreign exchange payment processing; Payment processing services in the nature of facilitating crowdfunding, business fundraising, cost and expense sharing; Funding online cash accounts from prepaid cash cards, electronic coupons, electronic payment receipts, bank accounts and credit card accounts; payment processing services, namely, providing virtual currency transaction processing services for others; Financial consulting services in the field of payment processing and verification, mobile and online payment platforms, digital wallets, distributed ledger technology, blockchain technology and digital currencies

providing online non-downloadable computer software for facilitating financial transactions over a global computer network, namely, providing online non-downloadable software in the nature of currency conversion transactors and processors, debit and credit payments transactors and processors; providing online non-downloadable computer software for processing electronic payments and for transferring funds to and from others; providing online non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing online non-downloadable computer software for processing multiple types of payment and debt transactions for use in making electronic payments and the receipt, redemption and management of electronic payment receipts and electronic coupons; providing online non-downloadable computer software for facilitating money transfer services, electronic funds transfer services, bill payment remittance services, processing ticketing, purchasing electronic vouchers, gift cards, collecting loyalty points, electronic processing and transmission of payments and payment data; providing online non-downloadable artificial intelligence computer software for processing electronic payments and for transferring funds to and from others; Application service provider (ASP) services featuring software in the nature of mobile phone and wireless handheld computer applications for use in facilitating electronic funds transfers to receive, redeem, and manage electronic receipts and electronic coupons