PACTRUST BANK

BANKING SERVICES; ON-LINE BANKING SERVICES; CHECKING ACCOUNT SERVICES; SAVINGS ACCOUNT SERVICES; ELECTRONIC FUND TRANSFER SERVICES; DEBIT CARD SERVICES; TRAVELER'S AND CASHIER'S CHECK ISSUING SERVICES; MONEY ORDER SERVICES; MONETARY EXCHANGE SERVICES; CREDIT CARD SERVICES; AUTOMATED TELLER MACHINE SERVICES; SAFE DEPOSIT BOX SERVICES; ADMINISTRATION OF INDIVIDUAL RETIREMENT ACCOUNTS; FUND INVESTMENT CONSULTATION; INVESTMENT CONSULTATION; COMMERCIAL LENDING SERVICES; CONSUMER LENDING SERVICES; MORTGAGE LENDING SERVICES; LEASE FINANCING SERVICES; EQUIPMENT FINANCING SERVICES; FINANCIAL PLANNING AND INVESTMENT ADVISORY AND CONSULTATION SERVICES; FINANCIAL SERVICES, NAMELY, WEALTH MANAGEMENT AND TRUST ACCOUNT SERVICES; INDIVIDUAL RETIREMENT ACCOUNT SERVICES; ELECTRONIC PAYMENTS, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; BILL PAYMENT SERVICES PROVIDED THROUGH A WEBSITE; PROVIDING BANK ACCOUNT INFORMATION BY TELEPHONE; BANKING SERVICES PROVIDED BY MOBILE TELEPHONE CONNECTIONS; CASH MANAGEMENT SERVICES, NAMELY, REMOTE DEPOSIT CAPTURE SERVICES, ACH ORIGINATION TRANSACTION PROCESSING SERVICES, WIRE TRANSFER SERVICES IN THE NATURE OF ELECTRONIC FUNDS TRANSFER SERVICES, SWEEP ACCOUNT SERVICES, MERCHANT BANKING SERVICES, BUSINESS CREDIT CARD SERVICES; PROVIDING ON-LINE FINANCIAL CALCULATORS; PROVIDING ELECTRONIC PROCESSING OF ELECTRONIC FUNDS TRANSFER, ACH, CREDIT CARD, DEBIT CARD, ELECTRONIC CHECK AND ELECTRONIC PAYMENTS; PROVIDING INFORMATION AND ADVICE IN THE FIELD OF FINANCE, FINANCIAL INVESTMENTS, FINANCIAL VALUATIONS, AND THE FINANCIAL ASPECTS OF RETIREMENT; INFORMATION, ADVISORY, CONSULTANCY AND RESEARCH SERVICES RELATING TO FINANCE AND INVESTMENTS