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downloadable computer software and downloadable applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable computer software and downloadable applications for mobile devices for use as a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network

promoting the sale of goods and services of other by awarding purchase points for credit card use

issuing of credit and debit cards; providing cash and other rebates for credit card use as part of a customer loyalty program