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Shareholder recordkeeping services

Banking; banking and financing services; checking account services; savings account services; money market account services; administration of health savings accounts; administration of individual retirement plans (IRAs); issuing of credit cards; issuing of debit cards; certificate of deposit (CD) services; financial analysis and research services; financial analysis and consultation; consumer and commercial lending services; financing of loans; bill payment services; commercial payment service, namely, issuing corporate credit cards, e-commerce services in the nature of online credit card payment processing services, currency conversion, electronic check acceptance service, lockbox and payment remittance service, remove deposit, and positive and negative pay services in the nature of honoring of checks upon receipt or prior to clearing; payment processing services, namely, point of sale solutions, e-commerce services, Automated Clearing House payments, recurring payments and payroll services, electronic check payments, wireless payment processing, and mobile payments; electronic gift card processing services; financial clearing houses; cash management; public fund services, namely, financial account analysis, clearing and reconciling financial transactions via a global computer network, certificate of account registry service in the nature of investment of funds into certificates of deposit insured by the FDIC, check imaging, controlled disbursement of funds, insured cash sweep in the nature of holding of funds in an FDIC-insured deposit account, funds investment, lockbox services in the nature of collection and gathering of checks sent to post office boxes, positive pay in the nature of check verification services, express deposit in the nature of remote check depositing for businesses, and investment of sweep accounts for public entities, namely, government and government-affiliated entities, specifically states, municipalities, and state and municipal departments or organizations ; online banking; financial planning for retirement; financial retirement plan consulting services; investment management services

Rental of lockboxes; leasing of lockboxes