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Computer application software for mobile phones and handheld computing devices, namely, electronic payment and funds transfer software that accommodates multiple types of payment transactions from a mobile phone and wireless communication device

Online banking services accessible by means of downloadable mobile applications; financial transaction services, namely, providing secure transaction and payment options accessible by means of downloadable applications operating on a wireless device; electronic debit card transaction processing services accessible by means of downloadable mobile applications; electronic funds transfer services accessible by users initiating electronic funds transfer requests using a downloadable application operating on a wireless device; and electronic payment services provided via a mobile application

Software as a service (SaaS) services featuring software to enable users to initiate banking and financial transactions, namely, software to initiate electronic funds transfers, electronic payments, person-to-person money transfers, and person-to-person electronic payments; and software as a service (SaaS) services featuring software to enable users to access transaction and account information in connection with electronic funds transfers and electronic payments