OWNERSHIP CREDITS

Promoting the sale of goods and services of participating merchants through the administration of incentive awards and reward programs by providing consumers with shares in a mutual fund and other equity rewards from participating companies; maintaining accounts of accrued benefits and privileges; promoting the goods and services of others by placing advertisements and promotional displays in printed and electronic sites accessed by global computer networks and traditional advertising media; providing a website on global computer networks featuring information in the field of incentive awards and reward programs