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Software as a service (SaaS) featuring software for use in electronic storage of data, documents and receipts; software as a service (SaaS) featuring software to assist in tracking, managing, and reporting expenses, credit scores, account information, and commercial transactions; software as a service (SaaS) featuring software for providing alerts and notifications regarding potential identity theft, and for providing tips and information concerning identity theft; electronic monitoring of personally identifying information to detect identity theft via the internet; electronic monitoring of credit card activity to detect fraud via the internet; data security consultancy; identity theft detection and protection services in the nature of computer security services in the nature of administering digital certificates for protecting personal data in requests to open banking, credit, credit card, loan, financial, telecommunications and utility accounts; fraud and identity theft protection services, namely, computer security services for protecting personal data and information from unauthorized access by restricting unauthorized access to computer networks and websites; monitoring the internet, public records, credit reports, private and public electronic databases, and unregulated global computer networks in the nature of computer security services for electronically monitoring personal identifying information to facilitate the detection of and protection against identity theft and fraud; providing a secure interactive website that features technology that enables the sending of notifications of potential fraud and potential identity theft; electronic monitoring of financial credit, debit and bank card activity, banking activity, financial transactions activity and financial accounts activity to detect potential fraud and identify theft and providing reporting information regarding the results of such monitoring via email notifications and alerts; computer security consultancy services involving the tracking, monitoring, and reporting regarding consumer credit reports and changes thereto for purposes of protecting data and information from unauthorized access to prevent data theft, identity theft and fraud; electronic monitoring of personal financial account activities for fraud protection purposes via the internet; electronic monitoring of credit card activity and providing alerts and notification information concerning possible fraud and identity theft for fraud protection purposes related thereto via the internet; consumer data security threat analysis, namely, electronic monitoring of public reports concerning larger scale consumer data security breaches for fraud protection purposes via the internet; electronic monitoring of personal financial account activities for atypical activities for fraud protection services via the internet