OVERDRAFT CHOICE

Computer software and programs for use in monitoring customer deposit account activity to determine risk of non-sufficient funds overdrafts

Software as a service (SAAS) services featuring software for use in monitoring customer deposit account activity to determine risk of non-sufficient funds overdrafts; SAAS services featuring software for use by banks, financial institutions and their customers in pre-selecting the amount of non-sufficient funds overdraft protection; SAAS services featuring software for use by banks and financial institutions that allows for optional disclosure or nondisclosure of the amount of non-sufficient funds overdraft protection available to bank and financial institution customers