OTSUKA HAWAII GLOBAL INSURANCE

ACCEPTANCE OF DEPOSITS (INCLUDING THOSE SUBSTITUTED BY BONDS ISSUED) AND TIME DEPOSITS; FUND LENDING AND BILL DISCOUNTING; DOMESTIC EXCHANGE DEALING, GUARANTEE OF OBLIGATION AND ACCEPTANCE OF BILLS; SECURITIES LOANING, ACQUISITION AND TRANSFER OF MONETARY CLAIMS; SAFEKEEPING DEPOSIT OF SECURITIES, PRECIOUS METALS AND OTHER GOODS; MONEY EXCHANGE, FINANCIAL FUTURE TRADING IN TRUST; ACCEPTANCE IN TRUST, OF MONEY, SECURITIES, MONETARY CLAIMS, MOVABLE PROPERTY, LAND OR FIXTURES ON IT OR ITS SURFACE RIGHT AND/OR LAND LEASE RIGHT; PLACEMENT OF BONDS FOR SUBSCRIPTION IN TRUST; FOREIGN EXCHANGE TRANSACTIONS; OPERATIONS REGARDING LETTERS OF CREDIT, AGENCY SERVICE FOR INSTALLMENT PURCHASE, SETTLEMENT OF PAYMENTS IN LIEU OF CREDIT CARDHOLDERS, AGENCY BUSINESS FOR ISSUANCE OF CREDIT CARDS, CREDIT GUARANTEE AND MONETARY OBLIGATION GUARANTEE FOR CREDIT CARDHOLDERS WHEN THEY USE THEIR CREDIT CARDS; FINANCIAL INFORMATION PROVIDING; ISSUANCE OF PREPAYMENT VOUCHERS, MERCHANDISE COUPONS, TRAVELER'S COUPONS, HOTEL COUPONS AND PREPAID CARDS; AGENCY SERVICE FOR COLLECTION OF GAS OR ELECTRICITY CHARGES AND OTHER BILL COLLECTIONS; AGENCY SERVICE FOR COLLECTION OF CREDIT CLAIMS; SECURITIES TRANSACTIONS, TRADING OF FUTURES SUCH AS SECURITIES INDICES, OPTIONAL TRADING OF SECURITIES AND FUTURES TRADING OF FOREIGN MARKET SECURITIES, AND INTERMEDIATION OR AGENCY SERVICES FOR ALL THESE OPERATIONS; INTERMEDIATION OR AGENCY SERVICES FOR BROKERAGE OF SECURITIES TRANSACTIONS, TRADING OF FUTURES SUCH AS SECURITIES INDICES AND OPTIONAL TRADING OF SECURITIES; INTERMEDIATION OR AGENCY SERVICES FOR BROKERAGE OF SECURITIES TRANSACTIONS IN FOREIGN MARKETS AND FUTURES TRADING OF FOREIGN MARKET SECURITIES; ACCEPTANCE AND SALES DRIVE OF SECURITIES; PLACEMENT OF SECURITIES FOR SUBSCRIPTION OR SALE; CONSULTING TO BE GIVEN IN WORD OR WRITING OR IN OTHER FORMS BASED ON INVESTMENT ADVISER AGREEMENTS RELATED TO SECURITIES, AND INVESTMENTS TO BE MADE IN PLACE OF CUSTOMERS BASED ON INVESTMENT TRUST CONTRACTS; PROVIDING OF INFORMATION ON STOCK MARKET CONDITIONS; AGENCY OR INTERMEDIATION SERVICES FOR SALE OF RESORT CLUB MEMBERSHIP RIGHTS AND GOLF CLUB AND RESORT CLUB MEMBERSHIP CONTRACTS; FUTURES TRADING IN TRUST IN THE COMMODITY MARKET; OPERATION AND MANAGEMENT OF DEFINED CONTRIBUTION PENSION IN TRUST AND PROVIDING OF INFORMATION ON SAID OPERATION AND MANAGEMENT IN TRUST; PROVIDING OF INFORMATION ON ACCEPTANCE OF ASSETS MANAGEMENT AGREEMENTS IN RELATION WITH DEFINED CONTRIBUTION PENSION; INTERMEDIATION SERVICE FOR LIFE INSURANCE CONTRACTING, LIFE INSURANCE UNDERWRITING, AGENCY SERVICE FOR NON-LIFE INSURANCE CONTRACTING, ASSESSMENT OF DAMAGES RELATED TO NON-LIFE INSURANCE, NON-LIFE INSURANCE UNDERWRITING, CALCULATION OF INSURANCE PREMIUM RATES; BUILDING ADMINISTRATION, AGENCY OR INTERMEDIATION SERVICES FOR BUILDING RENTING, LENDING, SALE AND PURCHASE OF BUILDINGS, AGENCY OR INTERMEDIATION SERVICES FOR BUILDING SALE AND PURCHASE, APPRAISAL OF REAL ESTATE (LANDS AND BUILDINGS), LAND ADMINISTRATION, AGENCY OR INTERMEDIATION SERVICES FOR LAND RENTING, LENDING, SALE AND PURCHASE OF LANDS, AGENCY OR INTERMEDIATION SERVICES FOR LAND SALE AND PURCHASE, LENDING OF OFFICE SPACES LOCATED INSIDE BUILDINGS, LENDING OF STORES AND SHOPS, PROVIDING OF INFORMATION ON BUILDINGS OR LANDS; APPRAISAL OF ANTIQUES, ART OBJECTS AND JEWELS; APPRAISAL OF USED CARS; CORPORATE CREDIT INVESTIGATION; FUND RAISING FOR CHARITY AND RELIEF WORKS; LENDING OF BILL/COIN COUNTERS; LENDING OF CASH DISPENSERS AND AUTOMATED-TELLER MACHINES (ATMS); INVESTIGATIONS, ANALYSES, FORECASTING OR RESEARCHES ON FINANCE; CONSULTING, GUIDANCE AND EVALUATION REGARDING FINANCIAL AND FISCAL SITUATIONS; CONSULTING REGARDING CORPORATE FINANCE; INVESTIGATIONS AND ANALYSES ON CORPORATE FINANCE; INVESTIGATIONS, RESEARCHES, ANALYSES, CONSULTING AND EVALUATION ON FINANCIAL INVESTMENTS; INVESTIGATIONS, RESEARCHES, ANALYSES, CONSULTING AND EVALUATION ON INVESTMENTS IN REAL ESTATE (LANDS OR BUILDINGS); FINANCIAL CONSULTING; CONSULTING ON INVESTED ENTERPRISES; ISSUANCE, INVITATION FOR SUBSCRIPTION AND SALE OF BENEFICIARY CERTIFICATES FOR SECURITY INVESTMENT TRUST; MANAGEMENT OF TRUST ASSETS AND ORDER-GIVING THEREFOR; PAYMENT OF PROFIT SHARES AND REFUNDMENTS FROM TRUST ASSETS UNDER SECURITY INVESTMENT TRUST