ORATEL

SMART CARDS, NAMELY, BLANK SMART CARDS AND ENCODED SMART CARDS CONTAINING PROGRAMMING USED TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS; COMPUTER E-COMMERCE SOFTWARE TO ALLOW USERS TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; TERMINAL DEVICES FOR SMART CARDS WHICH HAVE THE CAPABILITIES TO READ, WRITE, ERASE AND UPDATE SMART CARD INFORMATION; ACCESSORIES FOR USE ON CELL PHONES, NAMELY, EXISTING AND SUPPLEMENTARY SIM CARDS AND HOLDERS AS WELL AS OTHER TYPES OF SMART CARDS AND ELECTRONIC DEVICES RESPONSIBLE FOR PERFORMING ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; HAND HELD COMPUTERS, NAMELY PERSONAL DIGITAL ASSISTANTS; COMPUTER SOFTWARE FOR ELECTRONIC COMMERCE TRANSACTIONS; TRANSACTION SECURITY SOFTWARE

MERCHANT SERVICES, NAMELY, PROVIDING ELECTRONIC DEBIT AND CREDIT CARD TRANSACTION PROCESSING VIA LOCAL, WIDE-AREA AND GLOBAL COMPUTER NETWORKS AND FINANCIAL CLEARINGHOUSE SERVICES