OPUS

BANKING AND FINANCIAL SERVICES, NAMELY, ACCOUNT MANAGEMENT, VERIFICATION, TRANSFER AND PROCESSING SERVICES RENDERED VIA A COMPUTER READABLE CARD FOR TRACKING CREDIT TRANSACTIONS, DEBIT TRANSACTIONS, BENEFITS DISBURSEMENT AND VALUES RELATED TO ACCUMULATED REDEEMABLE TRAVEL AND SALES LOYALTY POINTS

ELECTRONIC DATA TRANSMISSION SERVICES RENDERED VIA COMPUTER READABLE CARDS AND NETWORKED READING DEVICES