OPTIS

Card issuer services, namely, customer servicing management for others in the nature of providing customer care support and consultation; Loan customer servicing management for others in the nature of financial loan customer care and support consultation

Card payment processing services, namely, processing of credit card payments, debit card payments, private label credit, debit, and prepaid card payments, and prepaid card payments; card issuer services, namely, account origination in the nature of originating credit, debit, and prepaid card accounts, financial portfolio management and data access in the nature of providing information about financial accounts, collections management in the nature of collection of debts, and payment processing services, namely, dispute management in the nature of managing and resolving disputed charges to credit, debit, or prepaid card accounts; lending services, namely, loan origination, and loan customer servicing in the nature of financial loan customer care support and consultation, namely, loan processing in the nature of loan origination, loan package selling, loan servicing, loan payment processing, and loan retirement

Software as a service (SAAS) services featuring software for card payment processing services, namely, processing of credit card payments, debit card payments, private label card payments, and prepaid card payments; software as a service (SAAS) services featuring software for card issuer services, namely, account origination, portfolio management and data access, fraud detection and management, customer servicing, collections management, and dispute management; software as a service (SAAS) services featuring software for lending services, namely, loan origination, loan processing, and loan customer servicing; electronic monitoring of credit, debit, and prepaid card activity and merchant acquirer processing to detect fraud via the internet