OPTILE

Electronic database in the field of financial accounts management, electronic payment management and financial transactions reconciliation, recorded on computer media; downloadable computer software for financial accounts management, electronic payment management and financial transactions reconciliation; downloadable computer software used to verify the identity of users of online financial account; downloadable computer software that provides for adaptations in international financial transaction systems to conform with local payment methods and local payment providers; electronic apparatus to check the authenticity of prepaid cards, direct debit cards, credit cards and other payment cards; digital transmitters and receivers, especially mobile phones and other mobile transmitters and receivers for stationary and mobile payment systems; electric, electronic and optic message devices, image devices, voice devices, namely, computers, tablet computers, mobile phones, smartphones, scanners, photocopiers; data recording devices, data processing devices, data reception devices, data transmission devices, data storage devices, data exchange devices, namely, computers, external computer hard drives and blank flash drives; data output devices and instruments as well as their components, namely, converters, automatic switching apparatus for telecommunication, signal splitters for electronic apparatus, telecommunications cables and data cables and parts thereof; prerecorded magnetic and optical data carriers featuring software for application and database integration software, operating system software, data encryption software, and software for the processing of digital signatures; calculating machines; data processing apparatus and computers as well as their components; active and passive electronic components, namely, integrated and non-integrated semiconductor components in the nature of semiconductor chips; printed circuit boards with and without electronic components * ; none of the aforesaid goods relating to lighting systems or lighting apparatus, parts therefor or associated fastenings *

Business management consulting; consulting regarding the business organization and management of companies; consulting with reference to business management; business consulting; business organization consulting; business management consulting in the areas of finance and money transactions; business administration for others; providing office functions; accounting services; payroll preparation; business services in the nature of invoice processing of purchase orders for the commercial transactions of others for the acquisition of goods and the use of services; database management services comprising collection, organization, maintenance and processing of data in data bases; information and consulting with regard to all of the above-mentioned services; computerzied database management; business management consulting services with regard to customer retention, incentive awards, and bonus programs; administration of discount programs through which the participants may receive a discount on goods and services when using a certain software; wholesale and retail store services featuring electronic databases, stored and downloadable computer software, electronic apparatus to check the authenticity of prepaid cards, direct debit cards, credit cards and other payment cards, digital transmitters and receivers, especially mobile phones and other mobile transmitters and receivers for stationary and mobile payment systems, electric, electronic and optic message devices, and image devices; wholesale and retail store services featuring voice devices, data recording devices, data processing devices, data reception devices, data transmission devices, data storage devices, data exchange devices and data output devices and instruments, as well as their components, data carriers with computer software recorded on them, especially magnetic and optic data carriers with computer software, especially application software; wholesale and retail store services in relation to operating system software, data base software, data encryption software, data decryption software as well as software for the processing of digital signatures, calculating machines, data processing systems and computers as well as their components, active and passive electronic components, especially integrated and non-integrated semiconductor components, printed circuit boards with and without electronic components; administration and management of Internet user data, namely, tracking, reporting, analyzing, and providing to others financial systems Internet user data; collection and systematization into computer databases of transaction data of payment providers, payment methods and payment processes

Financial affairs and monetary affairs, namely, providing financial information, management and analysis services; provision of financial information; consulting in the areas finance and financial transactions; financial analysis and consultation relating to the verification of the creditworthiness, the solvency and the credit risks of borrowers; providing investigative research to businesses in databases and on the internet with regard to financial matters; monetary transaction services, namely, providing secure commercial transactions and payment options; consultation in financial transactions; financial investigative research in data bases and on the internet; payment and funds verification, specifically, electronic verification of funds in bank accounts, of electronic payment accounts, of telephone subscriber financial accounts, of credit cards, debit cards, prepaid cards as well as gift cards; electronic processing of electronic payment data, cash on delivery data and data concerning the creditworthiness, the solvency and the credit risks of consumers and purchasers; Electronic processing of credit card payment data; consulting with regard to all of the above-mentioned services; insurance brokerage services; providing of information in insurance matters; financial clearing houses; credit card payment processing and verification of credit cards; electronic payment transactions, namely, processing electronic payments made through prepaid cards; charge card payment processing services; electronic processing of electronic payment transactions using computer software

Electronic transmission of voice, data and information via the Internet; telecommunication services, namely, providing access to computer data bases, providing access to the Internet, providing user access to data, information and computer software via computer networks; electronic transmission of data, information and computer software via computer networks; electronic transmission of data for the verification of bank accounts, electronic payment accounts, telephone subscriber accounts, credit cards, debit cards, prepaid cards and gift cards; electronic transmission of payment data, cash on delivery data and data concerning the creditworthiness, the solvency and the credit risks of consumers and purchasers; information and consulting concerning telecommunication and all of the other above-mentioned services; providing access to data bases; electronic transmission of database information via telecommunication networks; providing access to global computer networks featuring data, websites and online portals; computer telecommunication services, namely, providing access to an interactive computer database in the field of payment information and payment behaviour for commercial purposes

Education, namely, offering and conducting classes, seminars and online courses of study in the fields of electronic transmission of payment, data concerning transmission of payment and accounts management, and assessment and verification of the credit worthiness, solvency and the credit risk of consumers

Scientific and technological services namely, scientific research services in the field of research and design in the field of information technology systems design; industrial analysis and research services in the field of information technology systems engineering and design; software as a service [SaaS] services featuring software for financial transactions, financial affairs and payment transactions, verification of credit card payments and bank card payments, processing of credit card transactions and bank card transactions, fraud detection with regard to credit cards and bank cards, processing of electronic payment transactions, and processing of automated settlement payments; consulting, hosting and rental of computer software as a service [SaaS] featuring software for financial transactions, financial affairs and payment transactions, verification of credit card payments and bank card payments, processing of credit card transactions and bank card transactions, fraud detection with regard to credit cards and bank cards, processing of electronic payment transactions, and processing of automated settlement payments; provision of information and consulting in the area of computer software; design, development, creation, integration, implementation and maintenance of computer software, especially for the business administration, office work, accounting, payroll, business invoicing of commercial transactions for the acquisition of goods and/or the use of services and payment processing; design, development, creation and maintenance of computer software for financial transactions, financial affairs and payment transactions; design, development, creation and maintenance of computer software for the encryption, decryption and authentication of data, information and messages; encryption, decryption and authentication of data, information and messages; information and consulting with regard to all of the above-mentioned services; design and development of databases; reconstitution of databases, namely, reconstruction of database systems for others; development, design and updating of homepages; hosting of websites for others; consulting services with regard to computer-based information systems which use the electronic online communication networks; provision of the temporary use of not downloadable computer software for the verification of credit card payments and bank card payments, processing of credit card transactions and bank card transactions, fraud detection with regard to credit cards and bank cards, processing of electronic payment transactions, processing of automated settlement payments, automatic data base administration; technical support, namely, troubleshooting and error correction with regard to computer software problems and the integration of computer systems and networks; consultancy regarding information technology management, in particular technical support for companies with regard to the use of electronic online communication networks; technological services and research and design relating thereto in the field of data processing, data analysis and data conversion; analysis of technical data; electronic data storage