OPTILE

[ Electronic database in the field of financial accounts management, electronic payment management and financial transactions reconciliation, recorded on computer media; downloadable computer software for financial accounts management, electronic payment management and financial transactions reconciliation; electronic apparatus to check the authenticity of prepaid cards, debit cards, credit cards and other payment cards; digital transmitters and receivers, especially mobile phones and other mobile transmitters and receivers for stationary and mobile payment systems; electric, electronic and optic message devices, namely, computers, tablet computers, mobile phones, smartphones, scanners, photocopiers; electric, electronic and optic image devices, namely, computers, tablet computers, mobile phones, smartphones, scanners, photocopiers; electronic and optic language devices, namely, computers, tablet computers, mobile phones, smartphones, scanners, photocopiers; electronic data recorders; data processing apparatus; mobile data receivers; apparatus for transmission of data; data storage devices, namely, computers, external computer hard drives and blank flash drives; data exchange devices, namely, external computer hard drives and blank flash drives; data output devices and instruments, namely, converters, automatic switching apparatus, signal splitters for electronic apparatus, telecommunications cables and data cables and parts thereof; prerecorded magnetic and optical data carriers featuring software for application and database integration, computer operating software, databank management software, data encryption software, data decryption software, as well as software for the processing of digital signatures; calculating machines; data processing apparatus and computers as well as their components; active and passive electronic components, especially integrated and non-integrated semiconductor components in the nature of semiconductor chips; printed circuit boards with and without electronic components ]

[ Business management consulting; Consulting regarding the business organization and management of companies; consulting with reference to business management; Business consulting; Business organization consulting; business management consulting in the areas finance and money transactions; business administration of companies; providing office functions; accounting services; ] payroll preparation; settlement of commercial transactions for third parties, relating to the acquisition of goods or use of services [ ; business services in the nature of invoice processing, specifically, administrative processing of purchase orders; database management services comprising collection, organization, maintenance and processing of data in databases; information and consulting with regard to all of the above-mentioned services; computer-based database administration, namely, database management for others; business management consulting with regard to customer retention, incentive award and bonus programs; administration of discount programs through which the participants may receive a discount on goods and services when using a certain software; wholesale and retail store services featuring mobile phones and other mobile transmitters and receivers for stationary and mobile payment systems, electric, electronic and optic message devices, image devices, language devices, data recording devices, data processing devices, data reception devices, data transmission devices, data storage devices, data exchange devices and data output devices and instruments as well as their components, data carriers with computer software recorded on them, especially magnetic and optic data carriers with computer software, especially application software, operating system software, data base software, data encryption software, data decryption software as well as software for the processing of digital signatures, calculating machines, data processing systems and computers as well as their components, active and passive electronic components, especially integrated and non-integrated semiconductor components, printed circuit boards with and without electronic components ]

[ Providing financial information; consulting in the fields of finance and financial transactions; verification of the credit worthiness, the solvency and the credit risks of borrowers; ] verification of financial information, namely, payment verification services and funds verification services; [ providing investigative research to businesses in databases and on the internet with regard to financial matters; consultation in financial transactions; financial investigative research in data bases and on the internet; ] payment and funds verification, specifically, electronic verification of funds in bank accounts, of electronic payment accounts, of telephone subscriber financial accounts, of credit cards, debit cards, prepaid cards as well as gift cards; [ electronic processing of electronic payment data, cash on delivery data and data concerning the credit worthiness, the solvency and the credit risks; ] electronic processing of credit card payment data; [ consulting with regard to all of the above-mentioned services; insurance brokerage services; financial clearing houses; ] credit card payment processing and verification; electronic payment transactions, namely, processing electronic payments made through prepaid cards; charge card payment processing services; electronic processing of electronic payment transactions using computer software

Electronic transmission of data and information via the internet; [ telecommunication services, namely, providing access to computer databases; providing access to the internet; providing user access to data, information and computer software in computer networks; electronic transmission of data, information and computer software via computer networks; ] electronic transmission of data for verification of bank accounts, electronic payment accounts, [ telephone subscriber accounts, ] credit cards, debit cards, prepaid cards and gift cards; electronic transmission of payment data, [ cash on delivery data and data concerning the credit worthiness, solvency and the credit risk of consumers; ] information and consulting concerning telecommunication and all of the other above-mentioned services; providing access to databases [ ; electronic transmission of database information via telecommunication networks; providing access to global computer networks featuring data, websites and online portals; computer services, namely, providing access to an interactive computer database in the field of payment information and payment behavior for commercial purposes ]

[ Education, namely, offering and conducting classes, seminars and online courses of study in the fields of electronic transmission of payment, data concerning transmission of payment and accounts management, and assessment and verification of the credit worthiness, solvency and the credit risk of consumers ]

[ Scientific and technological services, namely, scientific research services in the field of research and design in the field of information technology systems design; Industrial analysis and research services in the field of information technology systems engineering and design; providing information and consulting in the field of computer software; design, development, creation and maintenance of computer software, especially for the company administration, office work, accounting, payroll, settlement of transactions via the acquisition of goods and/or the use of services and invoice processing; design, development, creation and maintenance of computer software for financial transactions, financial affairs and payment transactions; design, development, creation and maintenance of computer software for the encryption, decryption and authentication of data, information and messages; encryption, decryption and authentication of data, information and messages, not for identification verification; Information and consulting with regard to all of the above-mentioned services; development and maintenance of database systems for others; development, design and updating of homepages; hosting of websites for others; computer consultancy with regard to computer-based information systems which use the electronic online communication networks; providing temporary use of online non-downloadable computer software for the verification of credit card payments and bank card payments, processing of credit card transactions and bank card transactions, fraud detection with regard to credit cards and bank cards, processing of electronic payment transactions, processing of automated settlement payments and for automatic database management; technical support services, namely, troubleshooting of computer software problems; iIntegration of computer systems and networks; Technical support services for companies, namely, troubleshooting of software problems in software for use in online communication networks; technological services, namely, research and design in the field of software for use in data processing, data analysis and data conversion; analysis of technical data relating to software for electronic transmission of payment, for accounts management and for assessment and verification of the credit worthiness, solvency and the credit risk of consumers ]